Flexible, Affordable Payment Plans

Buy Now,
Pay Later

Flexible payments that make sense
Who is Handypay?

We have partnered with Handypay so you can access a simple, affordable payment plan so you can turn your dream into a reality, and pay over-time. That's handy!
Flexible Payment Plans

Amounts
$2,001 - $75,000
Available Terms
1 - 7 Years
Repayment Options
Weekly, Fortnightly
Monthly
Minimum Eligibility Criteria
Who Can Apply?

Must be over
18 years
Australian Permanent Resident or Australian Citizen
Must receive employment income
Must be for
consumer use only
Approved in Seconds
How it Works

You Shop
Select what you want to buy
You Apply
Apply to buy now and pay later
We Pay
Approved in seconds & we pay the vendor
Own It
Own it today with flexible payments
Buy Now, Pay Later.
An inquiry won't impact your credit score
Click 'Get Started' and receive a decision in seconds
Once Approved, Handypay will cover the upfront cost of your purchase
Repayments are conveniently scheduled in line with your income
Simple, Affordable Payment Plans
What interest will I pay?

Eligible applicants can receive a special discount rate from 6.29% p.a. (Comparison Rate 6.80%), assuming a $15,000 loan over a 7-year term. For non-eligible applicants, other fees or charges may apply.

An inquiry won't impact your credit score

Need help?
Call us on   1300 990 115

If you are looking to Finance the purchase of your Tiny Home, Cabin or Granny Flat, we have many finance options available and would be more than happy to assist you. Our company has partnerships with finance companies, providing our clients with an array of finance options that can be tailored to suit their individual needs. For more information and to find a loan to suit your income and budget, please contact our team at sales@excelhome.com.au

FINANCE ENQUIRY